Tips to Save Money on Bills: Your Household Finances

How to Tackle those Unavoidable Expenses

When money is tight, it is essential to keep a grip on unavoidable expenses, i.e. household bills. Here are some quick and easy tips to keep them under control and tips to save money on bills.

Look After Radiators

Make sure radiators are working efficiently. If a radiator is colder at the top than at the bottom, then the chances are that it needs to be bled. This takes less than a minute and can make a world of difference to its performance.

Radiators are generally fixed to walls, so to stop heat being lost, put silver paper (shiny side out) against the wall to reflect heat into the room. Home ware stores often sell special radiator foil but standard kitchen foil works perfectly well. If possible, put a shelf above the radiator with more foil to push even more heat into the room.

Take Care of Windows

Check that windows are in good condition. If they need replacing completely, then it may be worth considering fitting heat retentive glass. This is more expensive than normal glass but the extra cost is quickly recouped in reduced heating bills and a great tip for saving money. If windows are loose in their frames, some builders putty can be used to seal the gaps until the windows can be replaced.

If windows are in good condition, then consider fitting thermal lined curtains. While these can be expensive, it's easy to buy thermal material (such as fleecy blankets) and simply sew it (or even glue it) to the back of regular curtains. Those who prefer blinds can buy insulating blinds.

Keep Doors Closed

Doors are also key points for heat loss. Possibly the biggest step in preventing wasted heat is training members of the house to keep doors shut (inside and out) except when they actually need to go through them.

Where pet doors are installed, it may be worth using ones which require a special key on the animal's collar to open as those which just swing open and closed often let cold air in. Use draft excluders to block gaps at the bottom of doors. These can be bought cheaply or made easily at home (which is a fun activity for children).

Insulate Lofts

As heat rises, much of it can be lost through the roof unless lofts are properly insulated. Ideally, this should include covering water tanks and pipes. It should be noted that the point of insulation is to stop heat entering loft areas, which means that they become colder. This can mean trigger problems with damp or condensation (or make existing problems worse). It can therefore be worth seeking professional advice for a loft insulation project. The money spent will be recouped in the long run as loft insulation provides substantial savings on heating bills.

Switch Off the Lights

Switching to low energy light bulbs will help to keep costs down, however in many homes lights are often left on unnecessarily, particularly when people are busy or tired. Often the best way to resolve this is to make people aware that some of the money saved on bills is through reducing the electricity bill.

Turn Off the Taps

Similarly with taps; although it is relatively unusual (although not unheard off) for people to forget to turn off taps completely, they are often left running for a lot longer than necessary. For example, after wetting a toothbrush many people simply leave the tap running until they are ready to rinse instead of turning it off and on again. This wasteful expense all adds up, as does using more water than necessary for kettles or cooking.


Some toilets now have an economic flush option, but for those which don't, leaving a half brick or similar in the cistern will reduce the amount of water used per flush (normally with no effect whatsoever on performance).

You will see that many of these tips to save money on bills and finances is by making small changes. Before you know it, you will pay much less for bills and save a lot of cash on household finances.